McCain health Plan- Abby

John McCain has created a health care plan for his domestic policies that may not be agreeable to all, however the plan seems like a more realistic approach to creating more health care opportunities for Americas. The biggest issue in health care is the issue of affordability, as in 2005 the number one reason for bankruptcy was medical; bills, so it was important for both candidates to create a plan to make health insurance more affordable. John McCain’s said during the second presidential debate that’s he would decrease premium prices, and give people more money back in their tax returns so that they may use it for health coverage. He says his plan is “To giving every American a $5,000 refundable tax credit and go out and get the health insurance you want”. The money that one receives with their tax credit will be sent automatically to the health insurance companies. Also with this system people will receive health insurance based on their income , so those who have less income will have cheaper insurance, vice versa. The best part of his system is the Guaranteed Access Plan, in which someone with a serious health condition no matter what their status in society, will receive immediate help that is covered by their insurance. Although I think that John McCain’s plan is more sensible and attainable than Barack Obamas , I also believe that it will not be as successful in reducing the burden of a pricey health insurance. For example , say someone needs an operation that costs about twenty thousand dollars, ( an average price for a medical surgery), for a low income worker their insurance would cover maybe half of the price. However if McCain plans to give an individual about $2,500.oo , back for tax refunds, this still won’t be enough to relieve the financial burden. So the plan may be affective and very well thought out, however for many low income Americans, I don’t believe it will be as well received as Barack Obamas plan. -abby kawas